Landlords and the self-employed now file with HMRC every quarter — through software, by law. It's already mandatory over £50k, and hits £30k+ in April 2027. Kvarta does it for £6/month: upload a bank statement, we sort every line, you approve, done. Next deadline: 7 November.
Kvarta is built for landlords with one to five properties — and it handles your whole tax life, not just the rent.
Upload a bank statement once a month. Rent matched to tenancies, mortgage interest handled the Section 24 way, deposits kept out of your income — automatically.
Jointly-owned property? One subscription files for both of you — the 50/50 split and both submissions, one tap.
A live "set aside this much" figure from HMRC's own calculation — including payments on account, the bit that ambushes everyone.
A receipt for every filing, stored forever. Plain-English explanations if HMRC ever hiccups. Nothing sent until you approve it.
Self-employed as well? Sole-trader income files right alongside your property — one app, every quarter, year-end included.
Read-only accountant access and full export of everything. Your data stays yours.